Guide to Living and Moving in Wesley Chapel

Down Payment Assistance

Buying a home is possible with Down Payment Assistance (DPA) programs designed to help first-time and repeat buyers. These programs offer grants, forgivable loans, and low-interest assistance to reduce your upfront costs. Even if you have limited savings, you could qualify for thousands of dollars in assistance! Let’s find the best program for you and get you into a home sooner than you thought. Contact us today to check your eligibility!

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FHA LOANS

Buy a home with just 3.5% down!
An FHA Loan makes homeownership more accessible with a low down payment requirement (as little as 3.5%) and flexible credit guidelines.

Perfect for first-time homebuyers and those with less-than-perfect credit, FHA loans provide affordable mortgage options with lower interest rates. Whether you’re buying your first home or need a fresh start, we can help you qualify for this government-backed loan.

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VA LOANS

A VA Loan allows eligible veterans, active-duty military, and their families to buy a home with NO down payment and NO PMI (Private Mortgage Insurance).

This exclusive program offers low interest rates, flexible credit requirements, and no loan limits in most cases. Whether you're buying your first home or refinancing, we’ll walk you through the process and ensure you maximize your benefits.

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JOSE MEJIA TEAM, MORTGAGE AND REAL ESTATE REVIEWS

Robert Cruz

Jose Mejia provided an amazing experience for my team and our first-time homebuyer. He was knowledgeable, proactive, and efficient, making the loan process smooth and stress-free. He guided our client through FHA loan options and a rate buy-down, securing a 5.625% interest rate to keep the mortgage within budget. His team worked fast and effectively, handling paperwork, appraisal, and approval—closing the deal in just 14 days! If you're looking for a responsive, detail-oriented lender who truly cares about his clients' success, I highly recommend Jose Mejia!

Marc Asaad

I've known Jose for years and it is an absolute pleasure working with him. His knowledge and experience in the real estate industry is second to none. He works with one of the best mortgage companies in Tampa.

Amercado7

My family & I have known Josue for years and it is always a pleasure to work with him! From start to finish the process was very smooth! Don’t hesitate to do business with him!

What's It Like Living in Wesley Chapel?

Growth

Wesley Chapel in Florida is one of the fastest-growing suburbs in Tampa Bay, appealing to those looking for new developments, spacious homes, and a strong sense of community.

Location

Situated to the north of Tampa, this area has recently become a hub for new businesses, upscale shopping, and dining experiences, such as The Shops at Wiregrass and the Tampa Premium Outlets.

Best of the Best

Wesley Chapel also boasts several top-rated schools and family-friendly amenities, including sports complexes, parks, and nature trails. With its rapid growth, diverse housing options, and convenient access to major highways.