What Does It Cost to Buy in Tampa?
$400,00 Home
$500,000 Home
Loan Type: Conventional Loan
5% Down Payment: $25,000
Estimated Payment: $3,600-$4,100
(Examples include principal, interest, estimated taxes, insurance, and may vary by HOA/CDD and credit profile.)
$600,000 Home
Loan Type: Conventional Loan
5% Down Payment: $30,000
Estimated Payment: $4,300-$5,000
(Examples include principal, interest, estimated taxes, insurance, and may vary by HOA/CDD and credit profile.)
Curious To Know Your Payment?
Best Areas for $400k-$600k Buyers
Homes under $450k
Discover homes priced between under $450,000 in Tampa, Old Seminole Heights, Wesley Chapel, and nearby communities. Whether you're a first-time homebuyer, relocating to Tampa Bay, or looking for more space, these listings showcase some of the area's most popular neighborhoods and price points.
Homes Under $550k
Discover homes priced between under $550,000 in Tampa, Old Seminole Heights, Wesley Chapel, and nearby communities. Whether you're a first-time homebuyer, relocating to Tampa Bay, or looking for more space, these listings showcase some of the area's most popular neighborhoods and price points.
Homes Under $650k
Discover homes priced between between $550k-$ $650,000 in Tampa, Old Seminole Heights, Wesley Chapel, and nearby communities. Whether you're a first-time homebuyer, relocating to Tampa Bay, or looking for more space, these listings showcase some of the area's most popular neighborhoods and price points.
REAL CLIENT REVIEWS
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First-Time Buyer Hub
Real Estate Agent | Mortgage BrokerJose Mejia is a bilingual real estate agent and mortgage professional helping buyers, sellers, and families relocate to the Tampa Bay area since 2009. Serving communities like Wesley Chapel, South Tampa, Hyde Park, Tampa Palms, Riverview, and St. Petersburg, Jose is a Top Zillow real estate agent known for helping clients confidently navigate Florida’s fast-moving real estate market through education, strategy, and honest guidance.
Why Buyers Work With Me;
- First-time homebuyers Focus
- New construction expert
- Relocation specialist
- Spanish Speaker
- Realtor
- Mortgage Loan Officer
Jose is especially known for his process-driven systems and strong communication throughout the transaction. Buyers appreciate his detailed discovery meetings, contract-to-close guidance, and step-by-step education that helps eliminate surprises during the homebuying process. Sellers value his strategic pricing guidance, local market expertise, and technology-forward approach to home evaluations.
Most buyers talk to a lender and a realtor separately. I help you understand both sides before you make a decision.
Tampa Bay Real Estate Experience
"With a strong background in both mortgage and real estate, we partner with a trusted network of top real estate professionals across 49 states to guide you through every step of your home journey."
23
Mortgage + Real Estate Experience (Years)
508
Families Helped
112
Five Star Reviews









